YOUR SPOT IN LOVEKIT IS WAITING FOR YOU…NOW IT IS TIME TO GET RESOURCEFUL!
HERE IS A LIST OF CREATIVE IDEAS AND FINANCING OPTIONS THAT OUR CLIENTS HAVE USED TO CHANGE THEIR LIVES WITH LOVEKIT…
There’s always a way for the committed, and there’s always an excuse for those who aren’t
- Credit or debit cards
- Combination of credit or debit cards (we have had clients use 4 different credit cards to enroll)
- Emergency credit cards (you know, the one hidden in your underwear drawer)
- Savings account
- Loans from your private bank
- IRAs or Retirement accounts
- PayPal balance (I know I find money in there all of the time that I didn’t realize I had)
- Ferratum– offering loans up to E 1500 for 62 days, money within 24 hours in your account.
- PayPal credit
- Credit Karma.com
- Nerd Wallet.com
- Upstart.com
- Pave.com
- Blispay.com
- Having friends and family invest in you (several of our clients have gone this route…and I really mean invest. Pay them back with interest. Few people can refuse 10% interest as a return on investment)
- Going online to apply for low intro rate credit cards; searching “Easy to get credit cards bad credit”, for UK use this excellent site: MoneySaving Expert
- Crowdfunding
- Tapping into an unused home equity line of credit
- Business loan
- Selling off useless/old things on eBay or Craigslist (clients have sold jewelry, engagement rings, horse trailers…you name it!)
- Collecting debt from family, friends
- Throw a fundraiser! Have friends donate art/ crafts/ things they are ready to part with and have a fundraiser. Better yet, make it an auction!
- Sproutfin.com (small business loan company for those of you with a bizz)
- Article from June 2017 – Easiest Credit Cards To Get
- Kabbage Business Line of Credit
- Leading credit cards of 2017
- FastCapital360.com
- Fundbox.com
- LendingTree.com
- eFundingNow.com
- USAFundingApplications.org
- Investigate microlenders and web-based lenders. There are several non-bank lenders on the Internet that now offer microloans to entrepreneurs. These loans are typically in the $5,000 to $25,000 range. Some of these sites are excellent sources of capital for those with poor credit and will also report your payments to credit bureaus, which can help raise your credit score if you make timely payments. Be sure to shop around and compare rates since each site offers a twist on how they price loans and spread risk to their lenders/investors. Here are a handful to look into:
- Accion
- Prosper
- Zopa
- Count-me-in.org (for women business owners)